Promontory's team takes pride in servicing the commercial and personal needs. Promontory only represents A-rated insurance companies and can find a fit for your situation.

Commercial Trucking

With several decades of experience in trucking, we feel we can find a place for any trucking company's insurance. For Primary Liability, we represent several insurance companies such as: Harco, Lincoln General, Carolina Casualty, Canal, Northland, Crump, AIG, and Progressive. We have several more markets for Cargo, Physical Damage, Non-Trucking Liability, Occupational Accident and Health Insurance.

PRIMARY LIABILITY: This is usually the most costly portion of any trucking company's insurance package. Protecting you from damage or injuries to other people as a result of truck accidents this coverage is also mandated by the State and Federal agencies and a form of proof is required to be sent to them.

Policy limits, generally, for operations with trucks over 10,000 gross vehicle weight have a required limit of $750,000. This limit is set by the FHWA on interstate travel and, generally, matched by the various States.

PHYSICAL DAMAGE: This is sometimes referred to as a collision coverage policy pays to fix or replace damaged tractors and trailers. Promontory has a very competitive physical damage policy. A down time policy for owner operators requiring revenue during the repair of their equiptment due to an accident is also available.

MOTOR TRUCK CARGO: This protects the transporter for his responsibility in the event of damaged or lost freight. The policy is purchased with a maximum load limit per vehicle.

NON TRUCKING LIABILITY: Simply stated nontrucking liability insurance provides a permanently leased owner operator with a limited form of liability protection. Specifically it applies when a covered vehicle is operated solely for personal and non-economic purposes.

ICC AUTHORITY: Generally, ICC Authority is required for trucking companies which are hauling commodities over state lines for others. Promontory Insurance can obtain for you ICC Authority, DOT Numbers, Regulatory Permits along with different types of bonds to meet your transportation needs.

Personal Lines

PERSONAL AUTO is insurance consumers can purchase for cars, trucks, and other vehicles. Its primary use is to provide protection against losses incurred as a result of traffic accidents. An insurance company may declare a vehicle totally destroyed if it appears replacement would be cheaper than repair.

Promontory Insurance writes with many reputable companies. Many of our companies offer additional coverages that many carriers do not offer.

HEALTH INSURANCE: We have major medical available in 28 states. We can tailor a plan to cover the needs of you and your family.

Commercial Lines

We offer various programs & many markets to an often volatile industry. Not just a policy, but an all encompassing approach to your companies risk management. We can provide General Liability, Business Owners and other policies to the following industries:
 
Trucking
Manufacturers
Retail Stores
Wholesalers
Professional Offices
Service Industry
Garage/Repair

Premium Financing

Promontory has some of the most flexible plans available to pay premiums. We will give you different down payment and installment plans to meet your needs.